Health insurance ensures you receive healthcare even during emergencies, regardless of your financial situation. Also known as the Obamacare, the Affordable Care Act is a healthcare reform law passed by the US president on 23rd March 2010 and upheld by the Supreme Court on 28th June 2012 with three goals.
- Making healthcare more affordable and accessible to more individuals. It provides subsidies that lower the costs for households whose incomes are between 100 and 400% of the FDL (Federal Poverty Line). These subsidies come in the form of premium tax credits.
- Expanding the Medicaid program to cater to all applicants with incomes below 138% of the FPL.
- Supporting innovative healthcare delivery techniques designed to reduce general healthcare costs.
Georgia Enrollment Dates
If you are a Georgia resident, you can submit your ACA healthcare plan application during the yearly open enrollment period between 1st November and 15th December. You can also use the special enrollment period you qualify for if you move to a new home, get married, lose your healthcare coverage, or get a child.
Insurance Carriers In The Georgia Marketplace
- Anthem
- Aetna/ CVS
- Ambetter
- CareSource
- Cigna
- Friday
- Kaiser
- Oscar
- UnitedHealthcare
What ACA Healthcare Insurance Plans Cover
Understanding what it covers before applying for your insurance through the marketplace helps you determine whether it is a good option.
- Inpatient plus outpatient hospital care
- Doctor’s services
- Pregnancy and childbirth
- Prescription drugs
- Mental health plus substance use disorder services
- Emergency services
- Habilitative and rehabilitative devices and services
- Chronic disease management plus preventive and wellness services
- Laboratory services
- Pediatric services
Since it joined its first enrollment in November 2013, the Georgia Health Insurance Marketplace has offered benefits like federal market plan rate quoting, constant updates, plan re-enrollment, etc.
Visit https://georgiahealthinsurancemarketplace.com/ for Affordable Care Act health insurance enrollment in Atlanta, GA.
